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Industry Creation Report: Online Payments


Write an industry creation report about an industry that came up during the past 30 years and how it developed from the past and how it will be in the future.


Title: Industry Creation Report: Online Payments
Length: 4 pages (1100 Words)
Style: MLA


An online payment is one of the most common technologies of the modern times. The technology has been available in the market since the 1990s, though its uptake was slow until the increase of internet access by households in the 21st century. From that time henceforth, many individuals and businesses started adopting the electronic bill payment systems. The system is a feature of mobile, online, and telephone banking and modes of making deposits and payments (Montague 4). The modes of electronic payment are efficient because they allow customers to transfer money from their credit card or bank account in making payments in stores and businesses. Although payments in this case are initiated by the payer, they can also be made as direct debit.

             The online payment industry started with the writing of a worldwideweb by Tim Berners-Lee in 1990. This allowed users to make use of the browser to view different components of the internet. A book by J.H. Snider and Ziporyn Terra in 1992 on new technologies and future shops was also a foundation for the invention and continued use of the online payment systems, especially after the internet became rampant in businesses and households (Scupola 12). The progress is also attributed to the initiation of in 1995. Through Amazon, customers could get almost everything they needed on the internet (Montague 24). Technology companies like Cisco and Dell, at the same time, started using online payments in most of their transactions, something that significantly boosted the industry. To date, online payments have been increasing


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